Southwest Florida
At McMurray & Members, we believe in more than just buying and selling homes—we're committed to supporting and uplifting the communities we serve. This page is dedicated to offering valuable resources for residents, families, and businesses in Southwest Florida, whether you're actively looking to buy, sell, or simply seeking ways to stay connected.
From upcoming local events and trusted vendors to volunteer opportunities and community videos, our goal is to be your go-to source for all things SWFL. We hope you'll find this space useful, and check back often as we continue to grow and update it with new, helpful content to make your life a little easier.
Thank you for being part of our community!
Homestead Exemption allows homeowners to lower their property taxes on their primary residence. The exemption reduces the taxable value of the property, providing tax relief to eligible homeowners in Lee County, Florida.
You can apply for the Homestead Exemption online or in-person at the Lee County Property Appraiser’s Office. The deadline to apply is March 1st of the tax year.
Required Documents:
For more information, visit the Lee County Property Appraiser’s website.
Homesteaded properties are protected from forced sale by creditors, with some exceptions (e.g., unpaid mortgage, property taxes, or HOA fees).
Florida law provides special protections for homesteaded properties upon the homeowner’s death. For example, the property may pass to a surviving spouse or children, but others (e.g., friends or siblings) may not be able to inherit the homesteaded property.
Lee County is home to some of the most beautiful beaches in the state, including Fort Myers Beach, Sanibel Island, and Captiva Island. Whether you are a resident or a visitor, understanding how to access the beaches and where to park can make your beach experience much more enjoyable.
Lee County provides numerous public beach access points to give residents and visitors the opportunity to enjoy the stunning coastline. Each of these access points is typically equipped with amenities like restrooms, showers, and boardwalks to make your visit comfortable. Some of the most popular public beach access locations include:
Parking at popular beach locations can be a challenge, especially during peak tourist seasons. Here’s what you need to know about parking and permits for beaches in Lee County:
Metered Parking: Many of the public beach access points in Lee County feature metered parking. Rates typically range from $1 to $2 per hour, depending on the location. These meters accept both coins and credit cards, making it convenient for visitors.
Parking Permits for Residents: For full-time residents, Lee County offers an annual beach parking permit. This permit allows residents to park at designated public beach access points without the need for meters. The annual pass is valid for all Lee County public beaches, including Fort Myers Beach, Sanibel, and Captiva. You can purchase this permit online or at local government offices.
Limited Parking for Visitors: While parking permits are available for residents, visitors can also access day passes at certain locations. Sanibel Island and Fort Myers Beach both offer options for visitors to pay for daily parking, either through parking meters or kiosk stations.
Beach Parking Rules: Beach parking areas in Lee County generally have specific hours of operation. Most beach access points are open from 7:00 a.m. to sunset, and vehicles left after closing hours may be subject to towing. Always check the signs at parking lots to ensure compliance with local parking rules.
Lee County, like other areas in Florida, is mapped into specific flood zones based on the likelihood of flooding. These flood zones are defined by FEMA (Federal Emergency Management Agency) and are used to help determine whether flood insurance is required. The most common flood zone designations in Lee County are:
Flood insurance is not typically included in standard homeowner's insurance policies, so it’s important to purchase a separate policy if you are in a flood-prone area. Flood insurance is highly recommended in Lee County, even if you live outside of a high-risk flood zone, as weather patterns can be unpredictable.
Here’s what you should know about flood insurance in Lee County:
To find out your property’s flood zone, you can use FEMA’s Flood Map Service Center or contact the Lee County Floodplain Management Department. Many real estate transactions in the area will require a flood zone determination before closing, so be sure to check this early on in the process.
Lee County works closely with FEMA to manage flood risks and promote awareness. The county has adopted floodplain management practices to reduce the impact of flooding, including elevating structures and implementing effective drainage systems.
Flood insurance can be purchased through the National Flood Insurance Program (NFIP) or through private insurers. You can get more information and purchase flood insurance through:
If you are in a flood zone or are simply looking to protect your property, it’s a good idea to review your flood insurance options as part of your home buying process.
To legally drive a vehicle in Lee County, Florida, you must register it with the Florida Department of Highway Safety and Motor Vehicles (DHSMV). Registration is required for all motorized vehicles, including cars, trucks, motorcycles, and trailers.
Provide Proof of Ownership:
Proof of Identity and Residency:
Vehicle Insurance:
Pay Fees:
Get Your License Plates:
Complete Registration Online or In-Person:
For more details, visit the Lee County Tax Collector’s Vehicle Registration Page.
In Florida, all motorized and non-motorized boats are required to be registered with the Florida Fish and Wildlife Conservation Commission (FWC).
Proof of Ownership:
Proof of Identity and Residency:
Complete Registration Form:
Pay Fees:
Get Your Registration Decals:
Boat registration must be renewed annually. You can renew your registration online or by mail through the FWC.
For more details, visit the Florida Fish and Wildlife Conservation Commission Boat Registration Page.
If you are planning to build, renovate, or make changes to a property in Lee County, it’s essential to obtain the proper building and zoning permits. Permits ensure that the construction or modification complies with local safety codes, zoning laws, and environmental regulations.
Building Permits: Required for any structural changes, electrical, plumbing, or mechanical work on a property. This includes:
Zoning Permits: Zoning permits regulate land use and property development according to the Lee County Comprehensive Plan. This includes:
Special Permits: Specific projects may require additional or special permits such as:
Prepare Your Plans:
Submit Your Application:
Permit Review Process:
Inspections:
Fees:
To vote in Lee County, you must first be registered with the Lee County Supervisor of Elections. Here’s what you need to know:
Eligibility:
To register, you must be:
How to Register:
Voter ID Requirements: When you vote, you must show a valid photo ID that includes your signature. Accepted IDs include:
If you do not have a photo ID, you may still vote using a provisional ballot, which will be counted once your identity is confirmed.
Lee County offers early voting for elections, which is a convenient way to cast your ballot before Election Day. Here’s what you need to know:
When is Early Voting? Early voting begins 10 days before the election and runs through the weekend before Election Day. The exact dates vary depending on the election.
Where to Vote Early? Early voting is available at multiple locations throughout Lee County, including government offices, libraries, and community centers. Check the Lee County Supervisor of Elections website for early voting locations and hours:
Lee County Early Voting Locations.
No Need for Absentee Ballots:
Early voting is a simple, no-questions-asked way to vote without having to request an absentee ballot.
If you prefer to vote by mail, you can request an absentee ballot. Here’s how:
Requesting an Absentee Ballot:
How to Return Your Absentee Ballot:
Track Your Absentee Ballot: You can track the status of your absentee ballot to ensure it’s received and counted through the Florida Division of Elections’ Ballot Tracking System.
If you prefer to vote on Election Day, you can cast your vote at your designated polling place. Here’s what you need to know:
Polls are Open: On Election Day, polls open at 7:00 a.m. and close at 7:00 p.m.. If you are in line by 7:00 p.m., you will still be allowed to vote.
Find Your Polling Location: Your designated polling place will be assigned based on your residential address. To find your polling place, visit the Lee County Supervisor of Elections website:
Lee County Polling Place Locator.
For more information about candidates, ballots, and any upcoming elections, refer to the Lee County Supervisor of Elections website. You can also find helpful guides, sample ballots, and much more.
Lee Health is the largest healthcare provider in Southwest Florida, with several hospitals and emergency services throughout Lee County, including:
These facilities offer comprehensive medical care, including emergency rooms, specialty services, and advanced treatments for a wide range of conditions.
NCH Healthcare operates two hospitals in the area:
Both offer emergency care, cardiology, cancer treatment, and other specialties.
For non-emergency care, Lee County has several urgent care centers offering walk-in services:
These centers are open evenings and weekends for minor injuries and illnesses.
These premier hotels provide excellent amenities, stunning views, and convenient access to local attractions.
In addition to hotels, there are plenty of vacation rentals and short-term rental options available throughout the county, from beachfront condos to cozy cottages and spacious homes. These are great for those seeking more privacy and flexibility during their stay.
For assistance in finding the perfect rental or to inquire about special accommodations, call us today! We’re here to help you find the best options for your visit to Southwest Florida.
Lovers Key State Park (Fort Myers Beach)
A popular spot for beachgoers, with opportunities for kayaking, fishing, and wildlife viewing.
Six Mile Cypress Slough Preserve (Fort Myers)
A peaceful 1,600-acre wildlife preserve featuring boardwalk trails and a chance to observe native wildlife in its natural habitat.
Caloosahatchee Regional Park (Alva)
Perfect for outdoor enthusiasts with trails for hiking, biking, and horseback riding, along with spots for fishing and picnicking.
Estero Bay Preserve State Park (Estero)
A hidden gem offering trails, birdwatching, and fishing in a tranquil coastal setting.
Sanibel Island’s J.N. “Ding” Darling National Wildlife Refuge (Sanibel Island)
Famous for its birdwatching and eco-tours, this refuge is one of the best places to experience the beauty of Florida's wildlife.
Fort Myers Beach and Bonita Beach are great spots for swimming, sunbathing, and water sports like jet skiing, paddleboarding, and sailing.
Kayaking and Canoeing are popular activities in local parks and along our scenic waterways, such as the Imperial River, Estero Bay, and the Caloosahatchee River.
If you're ready to explore the great outdoors in Southwest Florida, Lee County offers endless possibilities. Whether you're an avid nature lover or just looking for a relaxing day outdoors, you’ll find plenty to do here.
For more information or recommendations on where to go, don’t hesitate to call us! We’re happy to help you plan your outdoor adventure.
Edison and Ford Winter Estates (Fort Myers)
Explore the historic winter homes of Thomas Edison and Henry Ford, set in beautiful gardens with museums, guided tours, and events.
Fort Myers Beach
Known for its white sand beaches and vibrant nightlife, Fort Myers Beach offers activities like boating, parasailing, and dolphin watching. Perfect for a day at the beach or a sunset cruise!
Sanibel Island
Famous for its shell-filled beaches, this barrier island is a nature lover’s paradise. Visit the J.N. “Ding” Darling National Wildlife Refuge, or enjoy shopping and dining at the local boutiques and restaurants.
The Calusa Nature Center & Planetarium (Fort Myers)
Offers hiking trails, exhibits on local wildlife, and a planetarium where you can stargaze and learn about the cosmos.
Matanzas Pass Preserve (Fort Myers Beach)
A hidden gem perfect for hiking, bird watching, and enjoying the scenic beauty of Southwest Florida’s coastal ecosystems.
The Burroughs Home & Gardens (Fort Myers)
Step back in time with a visit to this historic estate that gives a glimpse of early Florida history and architecture.
Lee County Manatee Park (Fort Myers)
A must-visit during the winter months, this park is a great place to spot endangered West Indian manatees.
Cultural Park Theater (Cape Coral)
For a dose of local culture, enjoy community theater performances at this beloved venue.
Caloosahatchee Regional Park (Alva)
A scenic spot for hiking, biking, and horseback riding, with views of the Caloosahatchee River.
The Great Calusa Blueway Paddling Trail (Fort Myers)
An extensive network of paddling trails that allows you to explore the area's natural beauty from the water, including estuaries, mangroves, and saltwater.
Lee County's attractions offer something for everyone—from history buffs to nature lovers and beachgoers. Whether you’re looking to spend the day at a museum, take in some live entertainment, or enjoy a natural wonder, you’ll find it all here.
If you need help planning your visit to any of these attractions or need local tips, call us! We’re happy to assist with recommendations and directions.
Coconut Point Mall (Estero)
This premier open-air shopping destination features over 100 stores, including high-end retailers like Apple, Coach, and Sephora, along with a variety of dining options and entertainment venues such as a movie theater.
Gulf Coast Town Center (Fort Myers)
A mix of shopping, dining, and entertainment with brands like Target, Marshalls, and Best Buy. This lifestyle center is also home to a variety of restaurants, making it a perfect spot for shopping and grabbing a bite to eat.
Miromar Outlets (Estero)
Offering unbeatable discounts on designer brands like Nike, Ralph Lauren, and Saks Fifth Avenue Off 5th, Miromar Outlets is a shopper's paradise. It also features restaurants, a children’s playground, and even a beautiful lake for outdoor relaxation.
The Bell Tower Shops (Fort Myers)
A charming outdoor shopping mall with an eclectic mix of boutique shops, dining options, and entertainment. Enjoy shopping for unique finds, and then relax at one of the cafés or restaurants.
Downtown Fort Myers
The historic downtown district offers a variety of independent shops, local art galleries, and unique boutiques. It's the perfect place to find one-of-a-kind pieces, whether it's fashion, art, or home décor.
Cape Coral Farmers Market (Cape Coral)
If you’re looking for fresh produce, handmade goods, and unique local products, the Cape Coral Farmers Market is a must-visit every Saturday.
Whether you’re looking to treat yourself to a luxury item, find a local treasure, or enjoy a family-friendly outing, Lee County has shopping for all tastes and budgets. From popular malls and outlets to quaint local shops, there’s something for everyone.
Need recommendations on where to shop? Call us—we’re happy to help you plan your shopping experience in Lee County!
Southwest Florida is home to several species of sea turtles, and Lee County’s beaches are vital nesting grounds for these endangered creatures. Every year, from May to October, the region experiences Sea Turtle Nesting Season, a time when female sea turtles come ashore to lay their eggs.
Sea Turtle Nesting Season spans from May 1st to October 31st. During this time, sea turtles – including the loggerhead, green, and occasionally leatherback turtles – make their way to the sandy shores of Lee County's beaches to nest. These turtles return to the same beach where they were born to lay their eggs, and their nests can often be found in the sand along the coast.
Sea turtles are a vital part of the marine ecosystem, and their nesting success is essential to their conservation. Protecting sea turtle nests and hatchlings is critical to ensuring the survival of these endangered species. The nesting process is fragile, and human activity can disrupt it, so it’s important to follow local regulations and guidelines during this time.
As a resident or visitor in Lee County, you can help protect sea turtles by following these key guidelines:
During nesting season, you may have the incredible opportunity to see sea turtles on Lee County’s beaches. Some of the best beaches to spot nesting turtles include:
Various local organizations, like the Sanibel-Captiva Conservation Foundation (SCCF) and Florida’s Fish and Wildlife Conservation Commission (FWC), run efforts to monitor, protect, and conserve sea turtles during nesting season. These organizations offer volunteer opportunities and educational programs to get involved in the protection of sea turtles.
By respecting the beach environment and supporting local conservation efforts, you play an important role in helping these magnificent creatures thrive in Southwest Florida.
Southwest Florida is a popular destination for snowbirds—individuals who migrate to warmer climates during the winter months. Many people flock to Lee County, specifically Fort Myers, Cape Coral, Sanibel, and Captiva, to enjoy its beautiful weather from November through April. Whether you’re considering becoming a snowbird or are a returning seasonal resident, it’s important to understand the rules and regulations regarding seasonal residency in Florida.
A snowbird is a person who spends part of the year in a warmer climate, typically in Florida, while returning to their home state or country for the cooler months. Most snowbirds stay in Florida for the winter and leave by the time summer heat sets in.
Residency Requirements: To maintain your Florida residency status, you must spend at least six months (183 days) of the year in Florida. If you spend more than half the year here, you may be considered a resident for tax purposes. This can affect your property taxes, vehicle registration, and other matters, such as eligibility for in-state tuition or health insurance plans.
Homestead Exemption: Florida’s Homestead Exemption allows full-time Florida residents to receive a reduction in property taxes. However, this exemption is available only to those who live in the property as their primary residence for the majority of the year (at least six months). If you are a snowbird, you may not qualify for the Homestead Exemption unless your Florida residence is your primary home.
Florida Driver’s License & Vehicle Registration: As a seasonal resident or snowbird, you’re required to register your vehicle in Florida if you spend more than six months here, and you may also need to transfer your driver’s license to Florida if you consider the state your primary residence.
Voting: If you decide to make Florida your primary residence, you’ll need to register to vote in Florida and may lose the ability to vote in your home state. Florida has a large population of seasonal residents, so be aware of the rules on absentee voting if you choose to vote in your home state.
Health Insurance: As a seasonal resident, if you are planning on spending more than six months in Florida, you should review your health insurance plan. Florida residents may qualify for different health insurance plans, so make sure you’re covered, especially if you're relying on any local healthcare providers.
Snowbird Taxes: As a Florida resident, you won’t pay state income tax—Florida is one of the few states that does not tax income. However, snowbirds must still be mindful of their home state’s tax laws. Depending on where you live, you may still be required to file income taxes in your home state, especially if you are considered a resident there.
Before making the move to Florida, make sure to plan ahead for your residency status, taxes, and insurance coverage. Lee County offers great resources to help you with the transition, including local government offices, health services, and community programs designed to support seasonal residents.
Whether you're here for a few months or year-round, knowing the ins and outs of Florida's snowbird residency rules will help make your stay smooth and enjoyable. If you're looking to learn more about becoming a seasonal resident in Lee County, feel free to reach out to us for guidance.
Lee County, Florida, is home to a diverse range of wildlife, from exotic birds to marine life, making it a beautiful and unique place to live or visit. Whether you're taking a stroll along the beach, enjoying the outdoors, or walking your dog, it’s important to understand the local wildlife and how to protect the species that call this area home.
Lee County is home to several protected wildlife species that are vital to our ecosystem. These species, many of which are endangered or threatened, require extra care and attention from residents and visitors. Some of the most notable protected species include:
Sea Turtles: Several species of sea turtles, including the Loggerhead, Green, and Leatherback, nest along the shores of Lee County’s beaches. These turtles are protected under federal law and are monitored by local organizations during nesting season (typically May through October). It’s important to avoid disturbing nesting areas, keep lights low at night, and fill in any holes in the sand to ensure the turtles have a safe environment.
West Indian Manatee: The manatee is another endangered species often seen in the waters of Lee County. These gentle creatures feed in seagrass beds and can often be found in sanctuaries, like San Carlos Bay. Boaters should be cautious and reduce their speed in areas marked as manatee zones to avoid accidental harm.
Bald Eagles: As a national symbol, the Bald Eagle is an iconic bird of prey that resides in Lee County. They can often be spotted near lakes, wetlands, and coastal areas. Eagles are protected by the Bald and Golden Eagle Protection Act, and disturbing their nests is strictly prohibited.
Shorebirds: Lee County’s beaches and coastal wetlands are home to several species of shorebirds, including the Snowy Plover and Wilson's Plover, both of which are threatened species. These birds rely on sandy beach habitats for nesting. Visitors should avoid walking through roped-off areas where these birds are nesting.
Rough-Tail Pine Snake: This rare and protected snake species is found in the pine forests of Lee County. While they are not often seen, these snakes are an important part of the local ecosystem and should be respected from a distance.
Living or visiting in Lee County means sharing the area with these protected and incredible species. Here’s how you can help coexist with the local wildlife:
Pets are an important part of life in Lee County, but pet owners must be mindful of both local wildlife and pet regulations. Here are a few tips:
Home & Property
Lee County Property Appraiser (Homestead Exemption & Property Search): https://www.leepa.org
Collier County Property Appraiser: https://www.collierappraiser.com
Charlotte County Property Appraiser: https://www.ccappraiser.com
Live Beach & Weather Reports
Sanibel Beach Cam: https://www.islandinnsanibel.com/beach-cam
Fort Myers Beach Cam: https://www.laniakaiislandresort.com/beach-cam
Naples Pier Beach Cam: https://www.naplesgov.com/ (Check under “Live Webcams”)
NOAA Tide Predictions: https://tidesandcurrents.noaa.gov
Wind & Marine Forecast (Great for Boaters): https://www.windfinder.com
Traffic & Road Conditions
Florida 511 (Real-Time Traffic Reports): https://fl511.com
FDOT Road Closures & Conditions: https://www.fdot.gov
Wildlife & Nature
Burrowing Owl Resources (Cape Coral Friends of Wildlife): https://ccfriendsofwildlife.org
Gopher Tortoise Conservation (FWC): https://myfwc.com/wildlifehabitats/wildlife/gopher-tortoise
Ding Darling Wildlife Refuge (Sanibel): https://www.fws.gov/refuge/jn-ding-darling
CROW (Clinic for the Rehabilitation of Wildlife, Sanibel): https://crowclinic.org
Fishing & Boating
Florida Fishing Regulations (FWC): https://myfwc.com/fishing/saltwater/recreational/
Boat Ramps & Water Access (Florida Public Boat Ramps): https://myfwc.com/boating/boat-ramps-access/
Red Tide Status & Reports: https://myfwc.com/research/redtide/statewide/
Other Resources
NFIP Historic Structures Guide: https://www.nj.gov/dep/hpo/Index_HomePage_images_links/FEMA/FEMA%20historic_structures.pdf
Florida Building Code & Permitting: https://www.floridabuilding.org
Hurricane Preparedness & Evacuation Routes: https://www.floridadisaster.org
Sanibel & Captiva Shelling Guide: https://www.sanibelcaptivabeachresorts.com/shelling-guide
Everglades National Park Info: https://www.nps.gov/ever
Lee County Parks & Recreation Programs: https://www.leegov.com/parks
Southwest Florida Farmers Markets: https://buylocallee.com
Fossil Hunting in Florida (Florida Museum): https://www.floridamuseum.ufl.edu/vertpaleo/amateur-fossil-hunters
Sea Turtle Nesting Season Info (FWC): https://myfwc.com/research/wildlife/sea-turtles/nesting/
Mike McMurray | October 17, 2024
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